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Michael Macomber Print

The outrageous foreclosure stories to grab the headlines give truth to the old adage, "Give them an inch, they'll take a mile". In the beginning industry lobbyists managed to convince legislators that without the power to foreclose, homeowners would never pay their assessments and the HOA world would come tumbling down. The proponents of associations, and especially of the power to foreclose, still insist that foreclosures are a tool of last resort, that every attempt will be made to work with the homeowner to collect what is due. We all know that is pure fantasy.

Very few of the foreclosures actually make the papers and when they do, the amount allegedly owed to the association is usually in the thousands. But how much do the homeowners actually owe, if anything? How do these amounts allegedly due the association get all those extra zeros added to them?

On The Commons with me this week is Michael (Mick) Macomber. Mick, a California attorney, is representing Tom and Anita Radcliff, the retired and ailing couple whose home was sold at foreclosure because they owed their annual assessment of $120. Please join us On The Commons. We'll talk about the details in the case, we'll learn that the foreclosure occurred not to collect actual assessments and we'll also learn how the total amount due can rapidly run into big bucks. Listen carefully for a new "junk fee" that got added to the Radcliffs. And "they" say we don't need no stinkin' laws to protect the homeowners! You'll want to catch this one.  Download Michael Macomber


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