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Welcome to On the Commons!

Image On The Commons is a weekly radio show, dedicated to discussing the many issues surrounding homeowner associations (HOAs) and condominiums.  It is broadcast live from WEBR, Fairfax, Virginia and available on this web site.

Join us as we explore the world of homeowner associations and condominiums, which are the fastest growing form of residential development in America today.  This housing concept includes homeowner associations, condominiums, cooperatives, and both attached and detached single-family homes.  Unfortunately this type of housing is not as utopian as its advocates would have us believe.  Living in a homeowner association means giving up a part of the American dream.  It means giving up Constitutional rights and control over one’s most valuable asset - one’s home.

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 "Property in a thing consists not merely in its ownership and possession, but in the unrestricted right of use, enjoyment, and disposal. Anything which destroys any of the elements of property, to that extent, destroys the property itself. The substantial value of property lies in its use. If the right of use be denied, the value of the property is annihilated and ownership is rendered a barren right."  --- Washington State Supreme Court Justice Richard B Sanders

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Its Here! 

The new On The Commons  podcast site

Seven years of easy to find On the Commons Podcasts 

 

The Curent Show

On the Commons with Bill Davis

Homeownership is not a new idea, it has been around a long time.  For ages people have saved their money/got a mortgage bought a house and lived happily ever after.  When did this sensible concept get replaced and why did we have to make such a complicated mess out of an otherwise simple and easy to understand part of life?  Who benefits?  Certainly not the housing consumers.  And what exactly are we paying for when we fall in love with that perfect house and put our lifesavings on the table to buy the house?  How much is that dream home REALLY costing us?  Are we given a full break down of the costs, now and in the future?  If not, should we be told before we turn our pockets inside out to get the keys to the house?

Bill Davis joins us On The Commons.  Bill, a Texas attorney and one of only a handful of attorneys nationwide, who represents homeowners and consumers at odds with their HOAs.   A frequent guest, Bill has an uncanny ability to get to the  bottom of the problem and shed a slightly different light on issues that most of us have never thought about.  We talk to Bill about how our understanding of property values, that carrot that is dangled in front of every homeowner to get them to give up rights, has changed the way we see property, property rights and property values.  Concepts once easily understood but now " subject to interpretation".  We also talk about true costs of buying a home and identify some of the hidden costs and how they affect our ongoing financial outlay. We have a lot of questions, a few answers and a piece of advice:  "take off those rose colored glasses and get to the bottom of this housing mess".     . . . Listen to Bill Davis     

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On the Commons with Vicki MacHale

The song, "Both sides now" has been on my mind a lot since talking to my guest.   Reading the lyrics, I understand why.  The lyrics pretty much sum up the gist of this interview.  I always find it interesting that when it comes to housing, two people can look at the same problems and issues and come with a different point of view, sort of like the lyrics in the song that keeps playing over and over in my mind.  Angel hair, ice cream castles and feather canyons are in the clouds but then the clouds only block the sun and rain and snow on everyone.  Maybe it is time to look at condos and HOAs from "both sides now". 

Vicki MacHale  joins us On The Commons.  Vicki is the co-owner of Ark Management in California with 23 years experience under her belt.  She has seen lots of clouds, especially when it comes to the way HOAs and condos are managed and has written about her thoughts and observations.  In a recent article titled Emissaries of Change    She has also written a letter to Governor Jerry Brown about her concerns for underfunded associations  and the largely inadequate legislation that is mainly a knee jerk  reaction to a headline grabbing incident. Vicki and I both agree on the problems and the issues but we do tend to look at "both sides" in this interview.  I learned some things from my chat with Vicki and believe it is time for all concerned to come together and look at "both sides now".   . . .  Listen to Vicki MacHale        

 

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